Other Important Considerations

• Consider your current senior plan. If you are looking to replace your current plan what would you like to add? Do you a plan with prescription drugs?
• Is cost a major factor or are benefits more important?
• Do you have medical physicians that you would like to stay with?
• Do you travel much?
• Be aware that if you do not have an existing drug plan after age 65, there will be a 1% penalty per month when you do decide to purchase a drug plan.